Managing the Cost of Care
Insurance Information for Younger Adults
The Affordable Care Act allows for young adults to remain on their parents’ insurance until the age of 26. Once you turn 26, you must enroll in your own plan. Typically, you will have several options for plans to look at through your employer or your spouse’s employer. If you do not have coverage through an employer, you can purchase a plan through the Health Insurance Marketplace or through a private company.
If you are disabled, you may be eligible to continue coverage under your parent’s plan beyond the age of 26, but this is a very special circumstance.
Picking a plan that meets all of your treatment needs can be confusing, but we’re here to help. Check out our insurance checklist to get a sense of what you want to be looking for in a plan and consult our glossary of healthcare terms if you come across any words you are unfamiliar with.
Below you’ll find additional information on health insurance guidance for young adults, as well as some cost savings options: