Crohn’s & Colitis Glossary

Open Enrollment Period

The annual period when people can enroll in or make changes to their insurance coverage. Typically, open enrollment occurs yearly in from November–December but is important to know when your employer's period occurs. Outside of open enrollment, individuals may be eligible to enroll in a health insurance plan during a Special Enrollment Period if they have a qualifying life event (change in household, residence, or loss of healthcare coverage).

Out-of-Pocket Maximum

The most you pay before your health insurance plan begins to pay 100 percent of the cost for in-network services. This limit never includes your premium or care that your plan doesn't cover. Health insurance plans count all in-network copayments, deductibles, and coinsurance payments to this limit.

Over-the-counter

Medications that can be bought without a prescription.